Rates And Disclosures
Loan Rates
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
24 Months | 6.29% | $44.45 |
|
36 Months | 6.29% | $30.55 |
|
48 Months | 6.44% | $23.69 |
|
60 Months | 6.70% | $19.66 |
|
72 Months | 7.20% | $17.15 |
|
84 Months* | 7.95% | $15.56 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
24 Months | 6.59% | $44.59 |
|
36 Months | 6.59% | $30.69 |
|
48 Months | 6.84% | $23.87 |
|
60 Months | 7.30% | $19.94 |
|
72 Months | 8.10% | $17.04 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
24 Months | 8.44% | $45.43 |
|
36 months | 8.60% | $31.61 |
|
48 Months | 8.75% | $24.77 |
|
60 Months | 9.25% | $20.88 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
63 Months | 9.24% | $20.22 |
|
87 Months | 9.74% | $16.20 |
|
120 Months ($25,000.00 Min) | 10.99% | $13.91 |
|
180 Months ($40,000.00 Min) | 12.24% | $12.32 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
63 Months | 9.74% | $20.46 |
|
87 Months | 10.00% | $16.34 |
|
120 Months ($25,000.00 Min) | 11.25% | $14.06 |
|
180 Months ($40,000.00 Min) | 12.25% | $12.33 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
39 Months | 9.24% | $29.78 |
|
63 Months | 9.74% | $20.34 |
|
87 Months | 9.99% | $16.20 |
|
120 Months | 11.99% | $14.34 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
39 Months | 9.49% | $29.90 |
|
63 Months | 9.99% | $20.46 |
|
87 Months | 10.74% | $16.59 |
|
120 Months | 12.74% | $14.78 |
|
TYPE AND TERM | APR (as low as)1 | Monthly Payment | |
8 Year Fixed | 6.250% | $13.26 |
|
12 Year Fixed | 6.625% | $10.08 |
|
20 Year Fixed | 6.875% | $7.68 |
|
Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
3-Month Fixed Intro Rate* | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
Variable, Revolving3 | 8.00% | Prime - 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
Fixed 60 Months2 | 6.74% | $19.68 |
|
|
Fixed 120 Months2 | 7.74% | $12.00 |
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|
Fixed 180 Months2 | 9.49% | $10.44 |
|
Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
3-Month Fixed Intro Rate* | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
Variable, Revolving3 | 8.25% | Prime - 0.25% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
Fixed 60 Months2 | 6.74% | $19.68 |
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|
Fixed 120 Months2 | 7.74% | $12.00 |
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|
Fixed 180 Months2 | 9.49% | $10.44 |
|
Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
3-Month Fixed Intro Rate* | 1.49% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
Variable, Revolving3 | 9.00% | Prime + 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
Fixed 60 Months2 | 7.74% | $20.15 |
|
|
Fixed 120 Months2 | 8.74% | $12.53 |
|
|
Fixed 180 Months2 | 9.74% | $10.59 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
36 Months | 6.74% | $30.76 |
|
48 Months | 6.74% | $23.83 |
|
60 Months | 6.74% | $19.68 |
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84 Months | 7.49% | $15.33 |
|
120 Months | 7.74% | $12.00 |
|
180 Months | 9.49% | $10.44 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
36 Months | 7.74% | $31.22 |
|
48 Months | 7.74% | $24.29 |
|
60 Months | 7.74% | $20.15 |
|
84 Months | 8.49% | $15.86 |
|
120 Months | 8.74% | $12.53 |
|
180 Months | 9.74% | $10.59 |
|
TERM(up to) | APR(as low as)1 | Monthly Payment2 | |
24 Months | 12.75% | $47.42 |
|
36 Months | 12.75% | $33.57 |
|
48 Months | 13.00% | $26.83 |
|
60 Months | 13.50% | $23.01 |
|
Type and Term | APR1 | VPR2 | Monthly Payment |
Personal Line of Credit, revolving | 12.50% | Prime + 4% | Minimum $15 or 2.5% of the outstanding principal balance |
Overdraft Protection Line of Credit | 18.00% | n/a | Minimum $15 or 2.5% of the outstanding principal balance |
Terms | APR1 |
Installment loan or single-payment note that is due at the certificate's maturity date. | Certificate Dividend Rate + 3.00% |
Term (up to) | APR1 | Monthly Payment2 | |
60 Months | 9.75% | $21.22 |
|
180 Months | 10.50% | $11.11 |
|
Savings, Investment & Checking Rates
TYPE AND TERM | MINIMUM BALANCE TO EARN APY† | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
13-Month Special* | $5000 | 4.65% | 4.75% |
|
36 Months | $500 | 3.93% | 4.00% |
|
60 Months | $500 | 2.77% | 2.80% |
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48 Months | $500 | 2.18% | 2.20% |
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24 Months | $500 | 1.98% | 2.00% |
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18 Months | $500 | 1.39% | 1.40% |
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12 Months | $500 | 1.39% | 1.40% |
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9 Months | $500 | 1.39% | 1.40% |
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6 Months | $500 | 1.00% | 1.00% |
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3 Months | $500 | 0.60% | 0.60% |
|
TYPE AND TERM | MINIMUM BALANCE TO EARN APY† | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
24-Month Certificate Plus | $250 | 1.49% | 1.50% |
|
18-Month Certificate Plus | $250 | 0.90% | 0.90% |
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12-Month Certificate Plus | $250 | 0.90% | 0.90% |
|
6-Month Certificate Plus | $250 | 0.50% | 0.50% |
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Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
$200,000 | 1.43% | 1.44% |
|
$150,000 | 1.33% | 1.34% |
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$100,000 | 1.33% | 1.34% |
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$75,000 | 1.23% | 1.24% |
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$50,000 | 0.35% | 0.35% |
|
Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
|
|||
$100,000 | 0.23% | 0.23% |
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$50,000 | 0.20% | 0.20% |
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$25,000 | 0.18% | 0.18% |
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$10,000 | 0.17% | 0.17% |
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$2,500 | 0.14% | 0.14% |
|
$0 | 0.12% | 0.12% |
|
1.00%
apy†
Balances of $25,000 or more1.00%
special rate until June 30,2024†
Balances of $25,000 or moreMinimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
$1,000,000 | 3.06% | 3.10% |
|
$500,000 | 2.81% | 2.85% |
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$250,000 | 2.57% | 2.60% |
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$150,000 | 1.69% | 1.70% |
|
$75,000 | 1.29% | 1.30% |
|
Type and Term2 | Minimum Balance to Earn APY1 | Dividend Rate | Annual Percentage Yield | |
IRA Savings | $25 | 0.10% | 0.10% |
|
Type and Term2 | Minimum Balance to Earn APY† | Dividend Rate | Annual Percentage Yield | |
Ultimate Checking | $2,500 | 0.10% | 0.10% |
|
Dividend Checking | $25 | 0.10% | 0.10% |
|
Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
$2,500 | 0.10% | 0.10% |
|
TYPE AND TERM1 | MINIMUM BALANCE TO EARN APY† | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
Primary Savings2 | $25 | 0.10% | 0.10% |
|
Secondary Savings3 | $25 | 0.10% | 0.10% |
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Holiday Savings3 | $25 | 0.10% | 0.10% |
|
Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
$10,000 | 0.08% | 0.08% |
|
$1,000 | 0.09% | 0.09% |
|
$25 | 0.10% | 0.10% |
|
Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
$0 | 0.06% | 0.06% |
|
$2,500 | 0.07% | 0.07% |
|
$5,000 | 0.09% | 0.09% |
|
$10,000 | 0.10% | 0.10% |
|
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