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Credit Cards

Pick from 5 options for the card that says “you.” And hey, who knew that spending money could actually GET you money, and more – or even help out your community!

It Pays to Shop For a Credit Card, Not Just With One.

And here's more you'll feel great about:

No Annual Fees1

Mobile Wallet Convenience

Transaction Alerts

Contactless Payment – Tap, Dip, Wave or Swipe Card at Checkout

Find the Card With What You Want

Summit's Ultimate CashPerks Credit Card

Ultimate CashPerks

Key Features & Benefits

  • Contactless payment with tap to pay
  • 3% Cash Back2 on airlines10
  • 2% Cash Back2 on hotels and dining10
  • 1.5% Cash Back on all other purchases2
  • VISA Signature Concierge

Also Includes

Our highest cash back percentage, and complimentary Visa Signature Concierge services, with the Ultimate CashPerks^ card. Call a concierge to book your travel, find your tickets or line up dinner reservations. Speed through security checks with TSA PreCheck and global entry credits,12 and no foreign transaction fees. Plus, no annual fees, a contactless card, discounts from your favorite stores and extra travel perks.

Purchase/Balance Transfer APR

0% intro rate for 12 months,4 14.9%-17.4% Varies with Prime rate3 after that

Cash Advance APR

14.9%-17.4% Varies with Prime rate3
Newsweek Best Credit Union Credit Card
Summit's Platinum Rewards Credit Card

Visa Platinum Rewards

Key Features & Benefits

  • Contactless Payment with Tap to Pay
  • Rewards With Every Purchase
  • Double Points on gas and wholesale club purchases10

Also Includes

The amazing rewards you want, none of the annual fees you don’t and a contactless card! Includes double rewards points when you use your Summit card for gas and wholesale club purchases10. Redeem for airline tickets, once-in-a-lifetime vacations or 1% cash back.5 Or trade in for brand name merchandise, meals at your favorite restaurants and lots of other great options in our Summit Rewards catalog.

Purchase/Balance Transfer APR

0% intro rate for 12 months,4 15.4%-23.9% varies with Prime rate after that6

Cash Advance APR

15.4%-23.9% varies with Prime rate6
Summit's Visa Platinum Credit Card

Visa Platinum

Key Features & Benefits

  • Lowest Rates
  • Easy Money Management
  • Contactless payment with tap to pay

Also Includes

A card with no annual fees that makes every purchase fast and easy, plus a contactless card. Set up your mobile wallet with Apple Pay, Google Pay or Samsung Pay to make it even easier!

Purchase/Balance Transfer APR

0% intro rate for 12 months,4 9.4%-17.9% after that7

Cash Advance APR

9.4%-17.9%7
Summit's Student Rewards Credit Card

Summit Student Rewards Card

Key Features & Benefits

  • Good Grade Bonuses
  • Double points on Amazon9 and Restaurant Purchases10
  • Contactless payment with tap to pay

Also Includes

Up to 4,000 bonus points each year with a 3.0 GPA,8 plus earn double rewards points whenever you buy something on Amazon9 or dine out10!
No annual fees, a contactless card and your Summit Rewards are redeemable for cash back, travel and everything else in our Summit Rewards catalog.

Get the perks you want with the Student Rewards Credit Card in our GO Bundle.

Purchase/Balance Transfer APR

0% intro rate for 12 months4, 15.4%-23.9% varies with Prime rate after that6

Cash Advance APR

15.4%-23.9% varies with Prime rate6
Summit's Global Good Credit Card

Summit Global Good Card®

Key Features & Benefits

  • Donation With Every Purchase11
  • Double Points on Restaurant and Hotel Purchases10
  • Contactless card with tap to pay

Also Includes

Want to make a world of difference? Summit donates to World Council of Credit Unions (WOCCU) every time you pay – at no cost to you – plus $10 when you open your card. People around the world get the safe, affordable financial services they need. You double rewards points on dining and hotel purchases10. Redeem for travel, cash back and more. Or you can donate those too. See everything we offer in our Summit Rewards catalog. Plus, no annual fees and a contactless card.

Purchase/Balance Transfer APR

0% intro rate for 12 months,4 15.4%-23.9% varies with Prime rate after that6

Cash Advance APR

15.4%-23.9% varies with Prime rate6

Switch Your Credit Card to Summit

We know, switching your credit card sounds about as exciting as say, doing a load of laundry. But we are here to help make it so fast and easy for you, it'll be done before the spin cycle kicks in.

What Credit Card is Best for You and Your Money?

Choose the Credit Card with the combination of free stuff, features and perks you like most.
Summit's Ultimate CashPerks Credit Card
Ultimate CashPerks
Summit's Platinum Rewards Credit Card
Visa Platinum Rewards
Summit's Visa Platinum Credit Card
Visa Platinum
Summit's Student Rewards Credit Card
Summit Student Rewards Card
Summit's Global Good Credit Card
Summit Global Good Card®
  • Cash Back Rewards
    Up to 3%2
    1%5
    1%5
    1%5
  • Rewards Program
    Visa Signature Rewards
    Summit Rewards
    Summit Rewards
    Summit Rewards with
    Donation Option
  • Purchase/Balance Transfer APR
    0% intro rate for 12 months,4 14.9%-17.4% Varies with Prime rate3 after that
    0% intro rate for 12 months,4 15.4%-23.9% varies with Prime rate after that6
    0% intro rate for 12 months,4 9.4%-17.9% after that7
    0% intro rate for 12 months4, 15.4%-23.9% varies with Prime rate after that6
    0% intro rate for 12 months,4 15.4%-23.9% varies with Prime rate after that6
  • Cash Advance APR
    14.9%-17.4% Varies with Prime rate3
    15.4%-23.9% varies with Prime rate6
    9.4%-17.9%7
    15.4%-23.9% varies with Prime rate6
    15.4%-23.9% varies with Prime rate6
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