summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

Second & Vacation Home Loans

That place up north sounds great! And we can apply our Wisconsin mortgage lending expertise somewhere warmer too (don’t blame you, snowbirds). With our free 15-minute preapproval, you can make a serious offer fast in this competitive market – so that home away doesn’t get away.

Top Mortgage Lender in Wisconsin

The Perfect Loan for Your Home Away From Home

It's all easy and stress-free with:

  • A Mortgage Loan Officer who responds to your application within just one business day
  • The ability to lock your rate when you choose – at the time you apply or up to seven days before closing
  • Loan status updates the whole way through, plus answers to questions anytime.

 

Picture Yourself in a Second or Vacation Home

If your next chapter involves a cabin, condo or beach house, we’ve got affordable rates, access to larger loan amounts and Summit will always service your second or vacation home! Choose from a fixed-rate mortgage term of 10-30 years or an adjustable-rate mortgage (ARM) with initial rate locks from 3-15 years!

Apply Now  Meet With Us

Second Home Rates

Term (up to) Rate Annual Percentage Rate

30 Year Fixed Second Home**

6.250% 6.55%

15/15 ARM**

6.125% 5.90%

7/1 ARM**

5.750% 6.91%

Or Consider This...

A cash-out refi on your primary home could get you the down payment you need for your vacation home. If you're interested or thinking about getting a second mortgage, check out your refinance options or talk to a Mortgage Loan Officer about what works best for you.

 

Connect With a Mortgage Loan Officer

Connect with a Mortgage Loan Officer who responds to your application within just one business day.