Mortgages
Financing a home isn't something you do everyday – but, hey, when it's your moment, it's your moment! And we're here to help you achieve your home loan goals with confidence.
Helping You Reach Your Home Loan Goals
It's fast, easy, and hassle-free with:
- Summit has great rates, friendly local service and flexible rate-lock options.
- You can connect with a Summit Mortgage Loan Officer within one business day.
- Still getting ready? Meet with us and let us coach you on saving for a down payment, boosting your credit score or taking advantage of special homebuying programs.
In the meantime, you can learn a lot about the kind of mortgage that's right for your goals, right here.
What Can We Help You With?
Buying a Home
This will be fun! The best way to start is by seeing what’s possible. Once you find out what you can afford, your potential monthly payment and the right term, then you’re ready to get rolling.
More Tools & Resources
Start With A Free Preapproval
It’s the best first step, whether you’re buying for the first time or are already familiar with the process. Because when you get a preapproval on your loan, you have the green light to go up to a maximum purchase price – and you have extra credibility on your offer to purchase.
You just need:
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A government-issued ID
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Your most recent 30 days of pay stubs and two years of W-2s
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Your statement or account numbers for all bank accounts and loan balances
Refinancing
It's good to check whether your current mortgage still makes sense or if it's time to refinance. See if you could save big in the long term or free up some money in the meantime with either an Express or Traditional Mortgage Refinance.
More Tools & Resources
Home Equity
Whether it's a loan or a line of credit, borrowing some of your equity back is a smart way to do more with your money – hello, home improvements! Imagine what you could check off the to-do list.
More Tools & Resources
Second & Vacation Homes
Your home away from home deserves a payment plan that's just as cozy – and we have a variety of options on both fixed-rate and adjustable-rate mortgages.
Construction & Land Loans
The right loan for your land is something you'll really be able to build on.
Investment Properties
We have the rates, terms and loan amounts to match your vision for getting the most out of your investment.
Here's What Your Neighbors Are Saying
More people in Southern Wisconsin choose Summit for their home loans – and are very happy they did. Which makes us happy too. Just so you know what to expect when you choose us for your mortgage.
