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Home Equity

The equity in your home wants you to know it’s here for you – and so are we. Not just for home improvements but for anything (we’re all ears!). Let’s look at how much equity you have and how a home equity loan or line of credit might help with your goals.

Home Equity Line of Credit

Yes to Your Goals. (No to Annual Fees.)

As low as 2.99% APR for 6 months*
Then as low as 6.50% variable rate after that*


Top Mortgage Lender in Wisconsin

Your Home’s Equity Would Do Anything for You

  • Say goodbye to that higher-interest debt
  • Take on the kitchen remodel you can't stop thinking about
  • Add a home gym (and toss that dusty ab exercise chair)
  • Stop putting off those window replacements and roof repairs – save on energy bills, too!
  • Make any other big purchase (new car, anyone?) and take advantage of a lower rate

 

Compare Home Equity Options

 

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Home Equity Line of Credit (HELOC)

A great option for when you need more flexibility. You have access to a pool of money and only borrow what you need when you need it.

  • Borrow up to 100% of your home’s equity (maximum loan amounts apply)
  • Get a variable rate as low as prime minus 0.50%2
  • Lock in your balance to a low rate for a term of up to 15 years4
  • No or low closing costs5
  • Forget about annual fees or prepayment penalties
  • Deduct your interest from your taxes (if eligible)6
  • Use it whenever anything unexpected comes up
  • Access your funds easily online

Apply Now  Meet With Us


Rates

Find your customized rate options.

Enter your loan amount to calculate

Filter by loan-to-value up to
Term (up to) Annual Percentage Rate Monthly Payment
6-Month Fixed Intro Rate4 2.99% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 6.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.75% $19.74
Fixed 120 Months2 7.75% $12.04
Fixed 180 Months2 9.25% $10.34
6-Month Fixed Intro Rate4 2.99% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 6.75% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.75% $19.74
Fixed 120 Months2 7.75% $12.04
Fixed 180 Months2 9.25% $10.34
Variable Revolving3 7.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 7.75% $20.22
Fixed 120 Months2 8.75% $12.59
Fixed 180 Months2 9.75% $10.65
Variable, Revolving3 10.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 10.74% $21.71
Fixed 120 Months2 12.14% $14.50
Fixed 180 Months2 12.49% $12.39

Interest-Only Home Equity Line of Credit (HELOC)

A great option for when you’re looking for a lower, more affordable payment. Payments only include interest accrued on the loan – no principal – during the “draw” or borrowing period.

  • Get ALL the same advantages of a standard HELOC with the same low rate!
  • But enjoy a smaller minimum payment – just interest accrued on the loan since the previous due date, or $50 (whichever’s greater)
  • Make larger payments when you have funds to do so (great if you work on commission or seasonal income!)

Apply Now  Meet With Us


Home Equity Loan

A great option for when you have a project in mind and know the price tag. You take a set amount of money at a fixed rate and term.

  • Borrow up to 100% of your home’s equity (maximum loan amounts apply)
  • Get a great, low rate with low closing costs
  • Deduct your interest from your taxes (if eligible)6
  • Never pay an annual fee or prepayment penalty

Apply Now  Meet With Us


Fixed Rates

Find your customized rate options.

Enter your loan amount to calculate

Filter:
Term (up to) Annual Percentage Rate Monthly Payment
36 Months 6.75% $30.76
48 Months 6.75% $23.83
60 Months 6.75% $19.68
84 Months 7.25% $15.22
120 Months 7.75% $12.00
180 Months 9.25% $10.29
36 Months 7.75% $31.11
48 Months 7.75% $24.18
60 Months 7.75% $20.04
84 Months 8.25% $15.59
120 Months 8.75% $12.40
180 Months 9.75% $10.44
36 Months 10.74% $32.76
48 Months 10.74% $25.83
60 Months 10.74% $21.71
84 Months 10.89% $17.14
120 Months 12.14% $14.51
180 Months 12.49% $12.39